Question

Для развития бизнеса клиент взял в банке кредит под 15% годовых сроком на год. Какова сумма кредита, если ежемесячно он вносит одинаковую сумму — 5 625 рублей? Ответ округлите до целых.

Answer 1

Год это 12 месяцев следовательно 12*5625=67500

Answer 2

Calculation of the Loan Amount

To calculate the loan amount, we can use the formula for the present value of an annuity. The formula is:

Loan Amount = Monthly Payment * (1 - (1 + Interest Rate)^(-Number of Payments)) / Interest Rate

In this case, the monthly payment is 5,625 rubles, the interest rate is 15% per year, and the loan term is 1 year. Let's plug these values into the formula and calculate the loan amount.

Loan Amount = 5,625 * (1 - (1 + 0.15)^(-12)) / 0.15

Using a calculator or spreadsheet, we can evaluate this expression to find the loan amount.