Question

Клиент взял кредит в банке 150 000 рублей на 2 года. Он должен погашать кредит, внося в банк ежемесячно одиннаковую сумму, чтобы через 2 года выплатить всю сумму, вместе с процентами, которые составили 12% от размера кредита. Сколько клиент должен вносить ежемесячно?

Answer 1

Клиент должен вносить по 7 тысяч)) 
1) 150000*0,12=18000
2)18000+150000=168000
3)168000:24=7

Answer 2

7000
рублей...................

Answer 3

Calculation of Monthly Payments for the Loan

To calculate the monthly payments for the loan, we need to consider the loan amount, the loan term, and the interest rate. In this case, the client took a loan of 150,000 rubles for 2 years with an interest rate of 12% of the loan amount.

To calculate the monthly payment, we can use the formula for calculating the monthly payment on a fixed-rate loan:

Monthly Payment = (Loan Amount + (Loan Amount * Interest Rate)) / (Loan Term in Months)

Let's calculate the monthly payment using this formula:

Loan Amount: 150,000 rubles Loan Term: 2 years (24 months) Interest Rate: 12%

Monthly Payment = (150,000 + (150,000 * 0.12)) / 24

Calculating this equation, we find that the monthly payment for the loan is 8,250 rubles.

Therefore, the client should make monthly payments of 8,250 rubles to the bank in order to repay the loan amount of 150,000 rubles, along with the 12% interest, within 2 years.

Please note that the above calculation assumes that the interest is calculated on the loan amount and remains constant throughout the loan term.