Question

Покупатель приобретает костюм,который стоит 50000 р. Он уплатил сразу 20000р,а на остальную сумму получил кредит на 1 год,6 мес под 4% годовых(простых) ,который должен погасить ежемесячными равными уплатами .Чему равна каждая уплата?

Answer 1

 50000+3000=53000 общая сумма кредита
53000-2000=51000
4%+4/2%=6% переплата  
50000*0,06=3000 1 год и 6 месяцев = 1,5 года = 18 месяцев
51000/18=приблизительно 283 руб

Answer 2

Calculation of Monthly Payments for a Loan

To calculate the monthly payments for a loan, we need to know the loan amount, the interest rate, and the loan term. In this case, the loan amount is the remaining balance after the initial payment of 20,000 rubles, which is 50,000 - 20,000 = 30,000 rubles. The loan term is 1 year and 6 months, which is equivalent to 18 months.

The interest rate is given as 4% per year, compounded annually. To calculate the monthly interest rate, we divide the annual interest rate by 12. In this case, the monthly interest rate is 4% / 12 = 0.3333% (rounded to four decimal places).

To calculate the monthly payment, we can use the formula for the monthly payment on a loan:

Monthly Payment = (Loan Amount * Monthly Interest Rate) / (1 - (1 + Monthly Interest Rate)^(-Loan Term))

Substituting the values into the formula:

Loan Amount = 30,000 rubles Monthly Interest Rate = 0.3333% (0.003333 as a decimal) Loan Term = 18 months

Monthly Payment = (30,000 * 0.003333) / (1 - (1 + 0.003333)^(-18))

Now let's calculate the monthly payment using the formula:

Monthly Payment = (30,000 * 0.003333) / (1 - (1 + 0.003333)^(-18))

Using a calculator or spreadsheet, the monthly payment is approximately 1,682.46 rubles.

Therefore, each monthly payment for the loan is approximately 1,682.46 rubles.