Question

Заемщик берет кредит в размере 10 000 000 (десять миллионов) рублей (A = 10 000 000) сроком на три года (n = 3) под 10% (десять процентов) годовых (jm = 0,1). По условиям кредитного договора погашение кредита должно осуществляться равными выплатами в конце каждого месяца (m = 12).Задание:1) Определите величину ежемесячной выплаты по кредиту (CF).

Answer 1

SF=A+((A*jm)*n):(m*3)=10 000 000+((10 000 000*0.1)*3):(12*3)=(10 000 000+3 000 000):36=361111.11 в месяц

Answer 2

Calculation of Monthly Payment (CF)

To calculate the monthly payment (CF) for a loan of 10,000,000 rubles with a term of 3 years and an annual interest rate of 10%, we can use the formula for the present value of an annuity:

CF = A / ((1 - (1 + r)^(-n)) / r)

Where: - A is the loan amount (10,000,000 rubles) - r is the monthly interest rate (10% / 12 = 0.00833) - n is the number of months (3 years * 12 months/year = 36 months)

Plugging in the values, we can calculate the monthly payment:

CF = 10,000,000 / ((1 - (1 + 0.00833)^(-36)) / 0.00833)

Using a calculator, the monthly payment (CF) comes out to be approximately 333,333.33 rubles.

Therefore, the monthly payment for the loan is 333,333.33 rubles.