Question

Соотнеси функции денег и иллюстрирующие их примеры средство накопления Михаил открыл вклад под 4% годовых средство обращения блинчики с рыбой стоят 156 рублей мера стоимости Ева получила кредит на покупку шубы средство платежа Маша купила в киоске книгу комиксов​

Answer 1

• Средство накопления - Михаил открыл вклад под 4% годовых
• Средство обращения - Маша купила в киоске книгу комиксов​
• Мера стоимости - блинчики с рыбой стоят 156 рублей  мера стоимости
• Средство платежа - Ева получила кредит на покупку шубы

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Answer 2

Functions of Money and Illustrative Examples

Money serves several functions in an economy, including being a medium of exchange, a unit of account, a store of value, and a standard of deferred payment. Let's explore each of these functions and provide illustrative examples for better understanding.

1. Medium of Exchange: Money acts as a medium of exchange, facilitating the buying and selling of goods and services. It eliminates the need for barter, where goods are exchanged directly for other goods. With money, individuals can easily trade what they have for what they want.

*Example:* Masha buying a book of comics from a kiosk using money is an example of money functioning as a medium of exchange. Instead of bartering her possessions for the book, she can simply pay the kiosk owner with money.

2. Unit of Account: Money serves as a unit of account, providing a common measure of value for goods, services, and assets. It allows individuals to compare and express the worth of different items in a standardized way.

*Example:* When Eva takes a loan to purchase a fur coat, the loan amount is denominated in money. Money acts as a unit of account, enabling Eva to measure the value of the loan and compare it to the value of other goods or services.

3. Store of Value: Money can be stored and held for future use, preserving its purchasing power over time. It allows individuals to save and accumulate wealth, providing a means of storing value for future consumption or investment.

*Example:* Mikhail opens a deposit account that offers an annual interest rate of 4%. By depositing his money in the account, he is using money as a store of value. Over time, his money will accumulate interest, increasing its value and preserving his purchasing power.

4. Standard of Deferred Payment: Money serves as a standard of deferred payment, allowing individuals to settle debts and obligations over time. It provides a mechanism for making future payments, such as loans or credit transactions.

*Example:* If Eva receives a loan to purchase a fur coat, she can use money as a standard of deferred payment. She can repay the loan in installments over a specified period, using money as the medium of payment.

In summary, money functions as a medium of exchange, unit of account, store of value, and standard of deferred payment. These functions enable the smooth operation of economic transactions and facilitate economic growth and development.

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