Question

доклад какие бывают деньги

Answer 1

Действительные деньги (выражены золотом, серебром или другими драгоценными металлами) — это деньги, номинал которых соответствует реальной стоимости, то есть стоимости металла, из которого они изготовлены.

Или, товарные, обеспеченные, фиатные и кредитные.

 

 

Answer 2

Types of Money

Money is a medium of exchange that is widely accepted in transactions for goods and services. There are several types of money that have been used throughout history and are still in use today. Here are some of the main types of money:

1. Commodity Money: Commodity money is a type of money that has intrinsic value because it is made of a valuable commodity. Examples of commodity money include gold, silver, and other precious metals. Commodity money has been used throughout history and is still considered valuable today.

2. Fiat Money: Fiat money is a type of money that has value because the government declares it to be legal tender. Unlike commodity money, fiat money does not have intrinsic value. Instead, its value is based on the trust and confidence that people have in the government and the economy. Most modern currencies, such as the US dollar, euro, and yen, are examples of fiat money.

3. Representative Money: Representative money is a type of money that represents a claim on a commodity, such as gold or silver. In the past, representative money was commonly used in the form of banknotes that could be exchanged for a specific amount of gold or silver. Today, most currencies are fiat money, but they still represent a claim on the assets of the issuing government or central bank.

4. Digital Money: Digital money refers to any form of money that exists only in electronic or digital form. It includes digital currencies like Bitcoin and other cryptocurrencies, as well as digital representations of traditional fiat currencies. Digital money is becoming increasingly popular due to the rise of online transactions and the convenience of digital payment systems.

5. Cryptocurrencies: Cryptocurrencies are a type of digital money that use cryptography to secure transactions and control the creation of new units. Bitcoin is the most well-known cryptocurrency, but there are thousands of other cryptocurrencies in existence. Cryptocurrencies are decentralized and operate on blockchain technology, which allows for secure and transparent transactions without the need for intermediaries like banks.

6. Local Currencies: Local currencies are forms of money that are used within a specific geographic area or community. They are often used to promote local economic development and encourage local spending. Examples of local currencies include the Bristol Pound in the UK and the BerkShares in Massachusetts, USA.

These are just a few examples of the types of money that exist. The evolution of money continues as new technologies and economic systems emerge. It's important to note that the value and acceptance of different types of money can vary depending on factors such as government regulations, economic stability, and public trust.