Question

Определите уровень банка 1уровень- центральный банк РФ, 2 уровень- коммерческий банк. 1. предоставление кредита предприятием 2. предоставление кредитов населению 3.установление учётной ставки процента4. предоставление кредитов государства 5. осуществление контроля над денежной массой в стране 6. эмиссии денег7. приём вкладов от населения 8. выдача лицензии на осуществление банковских операций и кредитными организациям9. предоставление клиентам экономических рекомендаций и финансовой информации 10. выпуск и погашение государственных ценных бумаг 11. поддержка стабильности национальной валюты 12. хранение золотовалютных резервов страны ​

Answer 1

Ответ:

1. ком
2. ком
3, ком
4.ком
5. центр
6. центр
7. центр
8.ком
9. ком
10. центр
11. центр
12. центр

Объяснение:

Answer 2

Definition of Central Bank (Level 1 Bank)

A central bank is a financial institution that is responsible for managing a country's money supply, controlling interest rates, and ensuring the stability of the financial system. It is typically the highest level of banking authority within a country and plays a crucial role in the economy. The central bank of Russia is the Central Bank of the Russian Federation, also known as the Bank of Russia.

Definition of Commercial Bank (Level 2 Bank)

A commercial bank is a financial institution that provides various banking services to individuals, businesses, and government entities. Commercial banks accept deposits from customers, offer loans and credit facilities, facilitate money transfers, issue credit cards, and provide other financial services. Commercial banks operate at the second level of the banking system, below the central bank.

Now, let's go through the provided activities and determine which level of bank (central bank or commercial bank) is typically responsible for each:

1. Providing loans to businesses (credit): Commercial banks are primarily responsible for providing loans to businesses and other entities [[1]]. 2. Providing loans to individuals: Commercial banks are responsible for providing loans to individuals for various purposes, such as mortgages, personal loans, and credit cards [[1]]. 3. Setting interest rates: The central bank, such as the Central Bank of Russia, is responsible for setting the key interest rates in the country, which influence the rates offered by commercial banks [[2]]. 4. Providing loans to the government: Both central banks and commercial banks can provide loans to the government, but it is more common for central banks to directly lend to the government to manage the country's monetary policy [[3]]. 5. Controlling the money supply: The central bank has the primary responsibility for controlling the money supply in the country, including managing the circulation of currency and influencing the availability of credit [[4]]. 6. Currency issuance: The central bank has the authority to issue and regulate the country's currency, including the printing and distribution of banknotes and coins [[5]]. 7. Accepting deposits from individuals: Commercial banks accept deposits from individuals and provide various types of deposit accounts, such as savings accounts and checking accounts [[6]]. 8. Issuing licenses for banking operations: The central bank is responsible for issuing licenses to commercial banks and other financial institutions to operate within the country's banking system [[7]]. 9. Providing economic recommendations and financial information to clients: Commercial banks often provide economic recommendations and financial information to their clients, including individuals and businesses [[8]]. 10. Issuing and redeeming government securities: Both central banks and commercial banks can be involved in the issuance and redemption of government securities, such as bonds and treasury bills, but it is more common for central banks to be directly involved in these activities [[9]]. 11. Maintaining stability of the national currency: The central bank, as the monetary authority, plays a crucial role in maintaining the stability of the national currency, including managing exchange rates and intervening in the foreign exchange market if necessary [[10]]. 12. Holding gold and foreign currency reserves: The central bank is responsible for managing the country's gold and foreign currency reserves, which are important for maintaining financial stability and supporting the national currency [[11]].

In summary, while both central banks and commercial banks have certain overlapping functions, the activities mentioned in the question are typically associated with either the central bank (level 1 bank) or commercial banks (level 2 banks) as described above.

I hope this clarifies the roles and responsibilities of central banks and commercial banks in relation to the activities mentioned. Let me know if you have any further questions!