Question

Translate the text: Property and liability insurance Property insurance protects policyholder against the loss or damage of their own property. Anyone owning an automobile is likely to have some form of property and liability insurance. The property insurance reimburses them if their car is stolen or damaged as a result of fire or vandalism. In addition, many car owners also buy collision insurance to pay for any damage to their car caused by a collision. Homeowners look to property insurance to protect them from the financial loss that could be caused by things like fire, natural disasters, or theft. Renters too, may choose to insure their furniture and other personal belongings in their homes or apartments. Bert Gerland's home on Yellow Brick Road was damaged buy a tornado. Bert filled an insurance claim with his agent, Judy Lahr. Under the terms of his homeowners insurance, Bert was entitled to enough money to repair his home completely. Amy Munch, Bert's next door neighbor, had an insurance policy that did not cover wind damage. She was responsible for paying to have her house repaired herself. Liability insurance protects against the cost of injuries to other or damage to their property for which we are responsible (liable). As in the case of property insurance, you will most likely to be buying liability insurance when you own your own automobile, or become a renter or homeowner. Answer the questions: 1. Against what does property insurance protect? 2. What kinds of insurance for cars exist? 3. What is the difference between them? 4. What things can be insured? 5. Who helps to fill in an insurance claim? 6. Against what does liability insurance protect? Give the summary of the text (5-7 sentences).

Answer 1

Ответ:

страхование имущества и ответственности страхование имущества защищает страхователя от утраты или повреждения собственного имущества. Любой владелец автомобиля, скорее всего, будет иметь некоторую форму страхования имущества и ответственности. Страхование имущества возмещает им ущерб, если их автомобиль был угнан или поврежден в результате пожара или вандализма. Кроме того, многие автовладельцы также покупают страховку от столкновений, чтобы оплатить любой ущерб своему автомобилю, вызванный столкновением. Домовладельцы обращаются к страхованию имущества, чтобы защитить себя от финансовых потерь, которые могут быть вызваны такими вещами, как пожар, стихийные бедствия или кража. Арендаторы также могут застраховать свою мебель и другие личные вещи в своих домах или квартирах. Дом Берта Герланда на желтой кирпичной дороге был поврежден торнадо. Берт вместе со своим агентом Джуди Лар оформил страховой полис. По условиям страховки домовладельцев Берт имел право на достаточное количество денег, чтобы полностью отремонтировать свой дом. У Эми Мунк, соседки Берта, был страховой полис, который не покрывал ущерб от ветра. Она сама платила за ремонт своего дома. Страхование ответственности защищает от стоимости травм других лиц или ущерба их имуществу, за которые мы несем ответственность (ответственность). Как и в случае страхования имущества, вы, скорее всего, будете покупать страхование ответственности, когда у вас есть собственный автомобиль, или станете арендатором или домовладельцем. Ответьте на следующие вопросы: 1. От чего защищает страхование имущества? 2. Какие виды страхования для автомобилей существуют? 3. В чем разница между ними? 4. Какие вещи можно застраховать? 5. Кто помогает заполнить страховую заявку? 6. От чего защищает страхование ответственности? Дайте краткое изложение текста (5-7 предложений).

Объяснение:

Answer 2

1. Property insurance protects against the loss or damage of one's own property. This includes protection against theft, fire, vandalism, and other potential risks that could result in financial loss.

2. There are two common types of insurance for cars: property insurance and liability insurance.

3. Property insurance for cars, also known as collision insurance, covers the damage to one's own vehicle caused by a collision. This means that if the policyholder gets into an accident, the insurance will help pay for the repairs or replacement of their car.

4. Liability insurance for cars protects the policyholder against the cost of injuries to others or damage to their property that the policyholder is responsible for. This insurance is important because if the policyholder causes an accident that results in injuries or damage to someone else's property, the liability insurance will cover the associated expenses, such as medical bills or property repairs.

5. Property insurance can cover a wide range of things, including automobiles, homes, and personal belongings. For example, homeowners may insure their homes against fire, natural disasters, or theft, while renters can choose to insure their furniture and personal belongings in their rented homes or apartments.

6. When filing an insurance claim, policyholders are often assisted by their insurance agents. In the text, Bert Gerland filled an insurance claim with his agent, Judy Lahr, to receive the necessary funds to repair his home. Agents like Judy help guide policyholders through the claims process and ensure that they receive the appropriate compensation based on the terms of their insurance policies.

Summary: The text discusses property and liability insurance. Property insurance protects policyholders against the loss or damage of their own property, including homes, cars, and personal belongings. Different types of insurance exist for cars, such as property insurance (collision insurance) and liability insurance. Property insurance reimburses the policyholder for damage or theft of their vehicle, while liability insurance covers the cost of injuries or damage to others' property that the policyholder is responsible for. The text also highlights the importance of insurance for homeowners and renters to protect against financial loss caused by fire, natural disasters, theft, or other risks. When filing an insurance claim, policyholders receive assistance from their insurance agents, who guide them through the process. Liability insurance safeguards against the expenses resulting from injuries or property damage for which the policyholder is held responsible.